ABC BANKING CORPORATION LTD

毛里求斯银行模版 (last updated – 09.11.2018)

FEES & CHARGES – A – INTEREST RATES

 
Individuals
Corporates
Others
1. Deposits
Current
N/A
N/A
N/A
ABC Savings
3.15% p.a payable half yearly
N/A
N/A
ABC Junior
3.15% p.a+ 0.25% p.a. payable monthly
N/A
N/A
ABC Senior
3.15% p.a + 0.5% p.a., payable monthly
N/A
N/A
Call Deposit
N/A
N/A
N/A
Term (MUR)
3.40% p.a. to 5.50% p.a.
Available upon Request.
N/A
Term (FCY)
Interest payable is based on the Secured Overnight Financing Rate (SOFR) and is payable on maturity.
Rates applicable will depend on international market rates prevailing, amount and tenor
N/A
2. Credit facilities (MUR)
Prime Lending Rate
7.65%p.a.
7.65%p.a.
N/A
Credit cards
N/A
N/A
N/A
Other credit facilities - margin over PLR - General range, subject to negociation
N/A
N/A
N/A
3. Credit facilities (FCY)
Margin over SOFR - General range, subject to negotiation
N/A
N/A
N/A

FEES & CHARGES – B – DEPOSITS

 
Individuals
Corporates
Others
1. Deposits
Minimum account opening balance
Rs 100
N/A
N/A
Minimum credit balance to earn interest
Rs100
N/A
N/A
Monthly service charges if credit balance falls below minimum balance
No charge
N/A
N/A
5. ABC Junior Account
Minimum account opening balance
No charge
N/A
N/A
Minimum credit balance to earn interest
Rs 3,000
N/A
N/A
Monthly service charges if credit balance falls below minimum balance
No charge
N/A
N/A
6. ABC Senior Account
Minimum account opening balance
Rs 5,000
N/A
N/A
Minimum credit balance to earn interest
Rs 5,000
N/A
N/A
Monthly service charges if credit balance falls below minimum balance
No charge
N/A
N/A
7. Current Account
Minimum account opening balance
Rs 10,000
Rs 10,000
N/A
Minimum interest earning balance
N/A
Rs 100,000
N/A
Cost of Cheque book
Rs 6 per sheet
Rs 6 per sheet
N/A
Monthly service charges
Rs 25 + VAT per month (if minimum balance of Rs 5,000 is not maintained)
Rs 100 + VAT per month
N/A
Dormancy Fee
Rs 100 per account on a monthly basis *1
Rs 100 per account on a monthly basis *
Rs 2500 per account or equivalent on a monthly basis *
8. Call Deposit Account (FCY)
Minimum balance
N/A
5,000 units (GBP, USD, EURO)
N/A
Minimum credit balance to earn interest
N/A
No interest payable
No interest payable
Monthly service charges
N/A
No charge
N/A
Minimum opening balance
5,000 units
5,000 units
USD 5000
Charges on deposits and withdrawals of foreign currency notes in same currency
0.5%
commission in lieu of exchange (minimum USD 10 or equivalent,
maximum USD 75 or equivalent -
subject to availability of notes upon withdrawal)
0.5%
commission in lieu of exchange (minimum USD 10 or equivalent,
maximum USD 75 or equivalent -
subject to availability of notes upon withdrawal)
0.50% commission in lieu of exchange(minimum USD 15)
Additional bank charges
Any bank charge claimed by overseas bank will be passed on to the customer's account
Any bank charge claimed by overseas bank will be passed on to the customer's account
N/A
9. Term deposits (MUR)
Minimum amount
Rs 50,000
Rs 100,000
N/A
Deposit withdrawn before maturity
At the discretion of the bank and subject to penalty
At the discretion of the bank and subject to penalty
N/A
If termination occurs within three months, no interest payable.
If termination occurs after 3 months: Fixed rate deposits - 2% below initial deposit rate or prevailing savings rate whichever is lower for the whole period up to the date of redemption.
Floating rate deposits - will be determined at time to premature encashment at the discretion of the Bank.
If termination occurs within three months, no interest payable.
If termination occurs after 3 months: Fixed rate deposits - 2% below initial deposit rate or prevailing savings rate whichever is lower for the whole period up to the date of redemption.
Floating rate deposits - will be determined at time to premature encashment at the discretion of the Bank.
N/A
10. Term deposits (FCY)
Minimum amount
10,000 units
10,000 units
5,000 units
Closure fee
N/A
N/A
Deposit withdrawn before maturity
Penalty will be applied based on cost incurred by the bank in making up for shortfall of funds
Penalty will be applied based on cost incurred by the bank in making up for shortfall of funds
Penalty will be applicable based on cost incurred by the bank in making up for the shortfall in funds
11. Foreign Currency Account
Minimum balance
Euro
5000 units
5000 units
Nil
Pound Sterling
5000 units
5000 units
Nil
US Dollar
5000 units
5000 units
Nil
Minimum credit balance to earn interest
N/A
N/A
N/A
Monthly service charges
No charge
No charge
No charge

FEES & CHARGES – C – CREDIT FACILITIES

 IndividualsCorporatesOthers
12. Credit Cards
Annual fee
N/A
N/A
N/A
Replacement of lost/stolen cards
N/A
N/A
N/A
Cash advance fee
N/A
N/A
N/A
Overlimit fee
N/A
N/A
N/A
13. Loans and advances
Processing fee
1% (Min Rs 5000, Max. Rs 100, 000 for Home loan, personal loan, leasing & overdraft)
1% (Min Rs 5000)
N/A
Arrangement fee
No charge
No charge
N/A
Amendment & Cancellation fee
Rs 500
Rs 500
N/A
Ledger fee
No charge
No charge
N/A
Commitment fee
No charge
0.5% p.a
N/A
Early redemption/prepayment fee
N/A
N/A
N/A
Valuation Survey & Report fee
As per valuer's fees
As per valuer's fees
N/A
Legal charges for creation of security documents - Fixed and Floating charges
As levied by registrar office
N/A
Registration Fixed/Floating Charges
As levied by registrar office
Fixed and Floating charges
As levied by registrar office + applicable legal fees
Gages sans deplacement
As levied by registrar office
As levied by registrar office
N/A
Erasure of charges
Govt fees + Rs 200 admin charge
Govt fees + Rs 200 admin charge
N/A
Search fees
Rs 100
Rs 500
N/A
14. Guarantees
Performance bonds
N/A
1% p.a. of amount minimum Rs 1,000
N/A
Tender/bid bonds
N/A
First 6 mths: 1% minimum Rs 600

Extra 3 mths: 0.25% minimum Rs 600
N/A
Advance payment bonds
N/A
1.00% p.a. minimum Rs 1,000
N/A
Retention money bonds / guarantees
N/A
1.00% p.a. minimum Rs 1,000
N/A
Shipping guarantee
N/A
First 2 months Rs 800
Each extra month Rs 300
N/A

FEES & CHARGES – D – GENERAL SERVICES

 
Individuals
Corporates
Others
15. Treasury Bills
Account opening fee
N/A
N/A
N/A
Transaction fee
0.25% with a minimum of MUR 1000 and a maximum of MUR 5000
0.25% with a minimum of MUR 1000 and a maximum of MUR 5000
N/A
16. Debit Cards
Annual fee
No charge
No charge
No charge
Re-issue of pin
No charge
No charge
No charge
Replacement of lost/stolen cards
Rs100 + VAT
Rs100 + VAT
USD 20 + VAT (15%) per card + Courier charges (where applicable)
ATM Withdrawal
ABC Banking ATM
No charge
No charge
No charge
Other bank's ATM
No charge
No charge
USD3
Balance inquiry
ABC Banking ATM
No charge
No charge
No charge
Other bank's ATM
Rs10
Rs10
USD1
Mark-up on foreign exchange transaction
3% for MasterCard Debit & 1.5% for UnionPay Cards
3% for MasterCard Debit & 1.5% for UnionPay Cards
5% plus other charges for MasterCard Debit & 3% plus other charges for UnionPay Cards
Cash advance fee
Rs250
Rs250
USD10
Quasi cash fee
Rs100
Rs100
USD10
17. Others
Statement
Original
No charge
No charge
Courier charges (where applicable)
Duplicate
Rs 50 +Rs25 per additional sheet
Rs 50 +Rs25 per additional sheet
USD 10 + Courrier fees where aplicable
Duplicate for period >3 years
Rs 50 +Rs25 per additional sheet
Rs 50 +Rs25 per additional sheet
USD 20 + Courrier fees where aplicable
Account Number Cards
Original
No charge
N/A
N/A
Chequebook
25, 50, 100 leaves
Rs 6 per sheet
Rs 6 per sheet
N/A
Stop Payments of Cheques
Rs 125 per request
Rs 125 per request
N/A
Inward Unpaid Cheques
Rs 25
Rs 25
N/A
Outward Unpaid Cheques
Rs 300
Rs 300
N/A
Special Clearing (min MUR 200,000)
Rs 250
Rs 250
N/A
Standing Instructions
Internal
Rs 8
Rs 8
No charge
Other Banks
Rs 30
Rs 30
Rs 300
Rejections
Rs 100
Rs 100
N/A
Direct Debit
Direct Debit (all types)
Rs 8
Rs 8
N/A
Unpaid Direct Debit
Rs 100
Rs 100
N/A
Salary processing (Payroll fee)
N/A
free to internal accounts
Rs 8 per item - to other local bank accounts (Manual & Internet Banking)
N/A
Banker's cheque
Banker's cheque issue
Same Day delivery Rs 300. Within 1-2 days Rs 200.
Same Day delivery Rs 300. Within 1-2 days Rs 200.
N/A
Banker's cheque cancellation / lost
Rs 100 (for lost cheque only)
Rs 100 (for lost cheque only)
N/A
Certificates
Certificate of Balance
Rs 100
Rs 200
USD 20 + Courier charges (where applicable)
Loan Certificate of Balance
Rs 100
Rs 200
N/A
Liability Certificate
Rs 100
Rs 200
N/A
Letter of Reference
Rs 200
Rs 500
USD 20 + Courier charges (where applicable)
Certificate of Overseas Travel
Rs 100
N/A
N/A
Certificate of Interest
Original
No charge
No charge
N/A
Rejection FeeDuplicate
Rs 100
Rs 100
N/A
Audit Confirmation Letters
Rs 500 to Rs 1,000 per Financial Year and depending on complexity of letter
Rs 1000
USD 20 - USD 50 + Courier charges (where applicable)
MACSS facility
Same Day
Rs 100
Rs 100
N/A
2 or more days value
Rs 25
Rs 25
N/A
Through Internet Banking
Rs 100
Rs 100
Unauthorised Excess/Overdraft
Rs 1,000 Service fee & Penalty Rate of 5% above OD rate
Rs 1,000 Service fee & Penalty Rate of 5% above OD rate
N/A
Remittances
OUTWARD:
Local currency account
Rs 300 + Overseas bank charges where applicable.
( Overseas bank charges depend on currency, amount and country of destination)
Rs 300 + Overseas bank charges where applicable.
( Overseas bank charges depend on currency, amount and country of destination)
N/A
Foreign currency account
Rs 300 or equivalent + Overseas bank charges where applicable.
( Overseas bank charges depend on currency, amount and country of destination)
Rs 300 or equivalent + Overseas bank charges where applicable.
( Overseas bank charges depend on currency, amount and country of destination)
N/A
Internet Banking fee
No charge
No charge
No charge
Safe Deposit Locker
N/A
N/A
N/A
Night Safe
N/A
N/A
N/A