SPEND, EARN POINTS AND ENJOY CASH BACK!

SPEND, EARN and ENJOY CASH BACK is a loyalty program for ABC Banking International Banking MasterCard Cardholders. Earn exclusive points while using your Mastercard® Debit Card for purchases in any currency other than the Mauritian Rupee.

 

How does it work?

It is quite simple! No enrollment is required. You are automatically eligible for this Programme being a holder of a Mastercard® Debit card

For each SPEND equivalent to MUR 100 through POS and online purchase (MUR 100 = Euro 2.28, MUR 100 = USD 2.47*), EARN 1(one) point

E.g. If you made a purchase equivalent to MUR 7500, you will earn 75 points.

When you will reach 2500 points, ENJOY MUR 2500 as CASH BACK

In case your balance is more than 2500 points at the moment of redemption, the difference will be carried forward for the next Cash Back exercise

 

So, enjoy your next purchases and earn CASH BACK automatically!!I will be pleased to answer any query you may have and share more details on this fabulous programme.

We wish to thank you for your loyalty and as always, count on us!

Terms And Conditions

 

As used in these Terms and Conditions, the words “you” and “your” refer to the owner(s) (primary and secondary cardmembers) of your Account (defined below) enrolled in the ABC Banking Corporation Ltd Cash Back Programme described below (the “Program”). ABC Banking Corporation Ltd (referred to herein as “we”, “us”, “our”, and “ABC Banking Corporation”), is the issuer of the Mastercard debit card (the referred to herein as “card” and “debit card”) and the sponsor of the Program. The Program is offered at our sole discretion.

We reserve the right to amend, cancel, change, discontinue, or suspend the Program, in whole or in part, including changing the value of the Threshold, at any time at our discretion with or without notice to participants.

 

EARN POINTS Earn 1 point for each MUR 100 or equivalent of Cross Border Purchase made with an International Banking ABC Banking Corporation Mastercard debit card.
ANNUAL REWARDS PROGRAM FEE There is no annual rewards Program fee.
POINT EXPIRATION Points do not expire. In case your balance is more than 2500 points at the moment of redemption, the difference will be carried forward to your next reward.
POINT FORFEITURE If the Account is closed for any reason, enrolment in the Program will be terminated and any accumulated points will be forfeited without any prior notice.
POINT REDEMPTION Cash Back will automatically be credited to your account when you reach 2500 points.

 

These Terms and Conditions are in addition to those set forth in the ABC Banking Corporation Ltd Debit Card Agreement Terms & Conditions governing the debit card, which remains in full force and effect and is unaffected by these Terms and Conditions. The most current version of these Terms and Conditions, is available on our website. It is your responsibility to review these Terms and Conditions online for the most current version.

You are automatically enrolled on this program being a holder of an activated ABC Banking Corporation Debit Card. You will remain enrolled until we are notified that the card is being cancelled or Account is closed for any reason or enrolment in the Program is terminated as otherwise permitted by these Terms and Conditions and all remaining Points are forfeited.

“Purchases” are authorized, new purchases posted to the Account on or after the Enrolment Date, excluding refunds, credits (for returned merchandise or otherwise), and disputed billing items. Net Purchases do not include: (a) annual fees, finance charges, and other fees or charges posted by us to the Account; (b) cash advances (including, but not limited to, purchases of money orders or other cash equivalents) or special check transactions; (c) balance transfers; (d) charges for other products, services, or benefits that we provide; or (e) other transactions that we determine not to be eligible.

We reserve the right to determine, in our sole discretion, whether any transaction qualifies as a Purchase, and our determinations shall be conclusive and final, without the need to provide reasons.

Points earned during a billing cycle are not available for redemption until they are posted on your billing statement. Points for transactions made on or near the end of your billing cycle may take up to one billing cycle to post on your billing statement.

Points are not earned in the Program until they appear on the Account billing statement. We reserve the right to retroactively correct errors made in point awards. Points will not be earned if the Account cannot be used for new purchases or participation in the Program has been suspended. If a debit card is reported lost or stolen, we will temporarily suspend our awarding of points in the Program until a new card is issued.

At our sole discretion, we may award additional bonus points in connection with certain purchases and/or promotions. Additional details and additional terms and conditions will be provided with such offers and are in addition to these Program Terms and Conditions unless otherwise specified therein. We reserve the right to determine which Purchases are eligible for bonus points.

Each Account billing statement will be included in the monthly statement of account and will include the total number of points earned for the covered billing cycle.

If you think there is a discrepancy in the number of points earned, you must notify us within 30 days of the date of the first Account statement showing the discrepancy. If you fail to notify us, the Account statement will be considered accurate, and you will have waived all claims for adjustments. In the event that an adjustment to your point total means that you received a Reward that you were not otherwise entitled to, you agree that you owe us the point value of such excess redemption and that we have the right in our sole discretion to reduce the point balance accordingly, withhold any subsequent points and/or Rewards you earn that correspond(s) in number to any you received in error, and collect any such amount you owe. Point discrepancies do not constitute billing errors. Payments on the Account are due as provided in the Cardmember Agreement.

Only points can be used to redeem for cash back. Cash back redemptions are in increments of 2,500 points equaling to MUR 2500. In case your balance is more than 2500 points at the moment of redemption, the difference will be carried forward to your next reward.

Points may not be accumulated in connection with purchases made in violation of law or the ABC Banking Corporation Ltd Debit Card Agreement Terms & Conditions. Purchases or points cannot be combined with, or transferred to, another account. Points cannot be redeemed to make the required monthly payment shown on the Account billing statement. No accommodation will be made for unused or forfeited points. Points have no monetary value, are non-negotiable, and do not constitute your property. The sale or barter of points is prohibited and will void points with immediate effect. Points are not transferable in the event of the cardmember’s death, as part of a domestic relations matter, or for any other reason. We are not responsible and bear no liability for any disputes concerning the ownership, redemption, or disposition of any points. We also reserve the right to approve, deny or revoke participation in the Program for any reason whatsoever.

At any time, with or without cause or advance notice (except where required by law), we may suspend the participation, or terminate the enrolment, of any person and/or Account in the Program. Reasons for suspension or termination include, but are not limited to, violations of these Terms and Conditions ABC Banking Corporation Ltd Debit Card Agreement Terms & Conditions, or any other agreement with us, providing false or misleading information to us, or circumstances that lead us to suspect the Account or the Program have been misused in any way, including, but not limited to, fraud, excessive transactions, or any other abuse.

During a suspension, points may not be able to be earned or redeemed. For example, if a debit card is reported lost or stolen, the ability to earn and to redeem points will be temporarily unavailable until a new card is issued. If the Account is closed for any reason, by you or by us, enrolment in the Program will be terminated. If enrolment in the Program is terminated, any accumulated points will be forfeited.

We also reserve the right to suspend or terminate the Program, in whole or in part, for any reason, at any time, with or without prior notice (except where required by law). Our decisions regarding the Program are final. If we suspend the Program, further points will not be awarded and the ability to redeem points may not be available during the suspension. If we terminate the Program, no further points will be awarded. If the Program is terminated through no fault of your own, you will be notified of the date when points will no longer be earned and how long the ability to redeem any accumulated points will be available.

We reserve the right to change these Terms and Conditions at any time and to limit, modify, delete, or otherwise change any aspect of the Program, in whole or in part, including, but not limited to, suspending or terminating all or part of the Program, with or without prior notice except where required by law. Changes may have a retroactive effect. Changes may affect outstanding purchases and points, and may include, but not be limited to, the number of points required to earn Rewards, the type of purchases which qualify for points, the type and/or value of Rewards, the availability of Rewards, the addition of blackout dates, the imposition of an annual Program membership fee or other fee, the increase of any fee that may be associated with the Program, and the number of points which may be earned per month or per year. We may also substitute another rewards program for this one, in our sole discretion with or without prior notice.

We reserve the right to audit the Account for compliance with these Terms and Conditions. In the event an audit reveals any point or other discrepancies, we can correct any such point or other discrepancies we discover, and the awarding of points and the redemption of points for Rewards may be delayed until such discrepancies are resolved.

We may communicate with you regarding any matter related to the Program by mail, telephone, or any means of electronic communication.

We may waive any obligation you have under these Program Terms and Conditions without losing our right at a later time to enforce that same obligation. We will not lose any of our rights under these Program Terms and Conditions if we delay taking action for any reason. If we take any other action, we will not lose any rights under these Program Terms and Conditions.

The Program is void where prohibited by law. All interpretations of these Terms and Conditions, all determinations of point discrepancies, and the resolution of all other disputes shall be at our sole discretion, and our decisions will be final. We are not responsible for any force majeure; any problems beyond our control or reasonable control, including, but not limited to, communications or computer systems failures, , pandemics, war, or acts of God. IN NO EVENT SHALL WE BE LIABLE FOR SPECIAL, INCIDENTAL, INDIRECT, CONSEQUENTIAL, OR EXEMPLARY DAMAGES. By participating in, or claiming or accepting any points or other benefits of the Program, you consent to be fully bound by all the Terms and Conditions stated herein and you agree to release us from any claim or liability or suit relating to the Program or your use of any Reward. Further, you agree to these Terms and Conditions by submission of payment or redemption of points for any Rewards under this Program. These Terms and Conditions are governed by and shall be construed in accordance with Mauritian law and Mauritian Courts shall have exclusive right regarding any disagreement.

Every effort has been made to ensure that all information in all Program materials is accurate. We are not responsible for printing errors or omissions.