FEATURES & BENEFITS

UNSECURED PERSONAL LOAN

  • Competitive interest rates

  • Maximum loan amount up to 6 times salary with DIR not exceeding 40%

  • Minimum loan amount as from MUR 50,000

  • No security required but salary pledge compulsory

SECURED PERSONAL LOAN

  • Competitive interest rates

  • Minimum loan amount as from MUR 50,000

  • Up to 7 years repayment period

  • Salary pledge compulsory

  • Fixed charge on property (DTA compulsory) or Cash Collateral
DOCUMENTATION

SALARIED INDIVIDUAL

  • National Identity Card/ Passport

  • Birth Certificate
  • Marriage Certificate (if applicable)
  • Proof of address (less than 6 months)
  • Salary slips for last 3 months
  • Bank statement for last 6 months
  • Additional documents if client is an expatriate
  • Occupational / Residence Permit
  • Copy of work contract

SELF-EMPLOYED INDIVIDUAL

  • National Identity Card/ Passport
  • Birth Certificate
  • Marriage Certificate (if applicable)
  • Proof of address (less than 6 months)
  • Business Registration Card
  • Trade License
  • Bank statement for last 6 months
  • MRA return