• Competitive interest rates

  • Up to 30 years’ repayment period to help better manage your cash flow

  • Minimum loan amount as from MUR 200, 000

  • Open to customers as well as non-customers

  • Option of up to one year moratorium on capital whereby you pay only interest during the first year, thus easing your cash flow

  • Competitive interest rates as from 2nd year onwards

  • Peace of mind through life assurance cover

  • Possibility to transfer your existing loan from another institution to ABC Banking Corporation

  • ABC Banking customers (Salary presently credited with us)

  • Self-employed customers

  • Non ABC Banking customers

  • Proof of identity of Borrower/Guarantor/Usurfruct/Ascendants where applicable

  • Latest Utility Bill

  • Bank statement for the last six months

  • Salary Pledge where applicable

  • For construction/ extension/ renovation of residential building, the following documents are required:

      • – Building permit, building plan (wherever applicable)
      • – Site plan of property offered as security
      • – Title deed/ lease agreement
      • – Land Surveyor’s Report
      • – Details of renovation works

  • Birth Certificate/ Marriage Certificate of Borrower/ Guarantor/ usufruct/ ascendants where applicable

  • Payslip for last six to twelve months

  • Certificate of Balances in case of settlement of debts with other institutions

  • Affidavit of property owner, if deceased